Reasons to hire an appraiserThousands of people in Florida purchase, sell or refinance their home each month. Most of these transactions include a simple line item for an appraisal. Almost all lenders still call for a local expert because the stakes are incredibly high, even though there are a developing number of automated home valuation systems that may appear to be more prudent than an appraisal. You might assume that obtaining a mortgage is the only reason you should get an appraisal, but there are more cases when the services of a licensed, independent real estate professional might be beneficial. 
Challenge your tax assessment in Osceola CountyIf you are in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Appraisal Options, Inc. is your best evidence when building your case. At Appraisal Options, Inc., we're capable of assisting you in appealing your tax assessment. PMI removal to lower a mortgage paymentPrivate Mortgage Insurance, or PMI, is an additional insurance plan that many lenders ask homebuyers to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the property. Oftentimes, this additional payment is bundled into the monthly mortgage payment and is quickly forgotten. PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was invoked by the United States Congress requiring lenders to remove the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to eliminate PMI, Appraisal Options, Inc. will provide you with a statement regarding the value of your home. The expense of the appraisal can often be regained in just a few months because you'll no longer be paying the PMI. Get your appraisal from Appraisal Options, Inc. Order todayDivorce settlement with fewer hang-upsA divorce is often complicated by the difficult decision of who gets the property, and it can be a particularly traumatic experience for both parties. So both parties are entirely aware of the true market value of their home, it's a good idea to order an appraisal from Appraisal Options, Inc., regardless of the situation. The parties will have a clearer picture of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Accurate and fair estate liquidationLosing a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion. Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to handle these issues. And since a home or other property often makes up an uneven share of the total estate value, understanding the true worth of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received an honest deal. Relocate to or from Osceola County for workWe understand the headaches involved with an employee relocation. We take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive characteristics of their property, as well as information regarding any new sales or listings in their area that they want considered during our thorough inspection. Close on your home quickly — for the right priceWhether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a more informed decision regarding your selling price. Apart from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't a percentage of the sales price, but rather they are based on our efforts to complete the appraisal report. On a daily basis, we examine the difference in value items like an extra bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long houses are one the market. 
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